Bad Credit Business Loans and Poor Credit Personal Loan http://www.businesscreditamerica.com/

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Do you feel like lenders and investors are singling you out because you have bad credit.  They're either turning you down for a business loan or charging you ridiculous amounts of interest on the little money they're willing to lend you.

I know those challenges of trying to borrow money for a business when you have bad credit.  Those lenders sure could make you feel like a failure and disgraceful, all because you made a poor business decision.  

Would you like to know a secret I've used to getting a business loan when my credit was bad.  I formed a new C-corporation and pick a SIC/ NAICS CODE that I knew lenders would feel comfortable lending to.  Then, I found a close campanion with decent credit score 680+ and offered them a small percentage of my business if they would guarantee the business loan until I got my credit fixed.  That saved my business and my families future.

Here's the steps I used and you are welcome to use them and share them.

1. Pick a Favorable SIC/NAICS CODE.

2. Add the description of the business into the business name.

3. Use a C-corp. structure because most lenders and investors prefer this structure.

4. Have a strong 680+ credit score to use as a personal guarantor

5. Have a Strong Business Credit Rating

6. Have a Paydex Score of 80+

7. Have a good Business Bank Rating.

If this helps you check out my website to get more great tips on business loans. http://www.businesscreditamerica.com/