2013-12-11

Real Estate Investment For Newbies http://BusinessCreditAmerica.com





http://www.businesscreditamerica.com/business-credit-services/ 1-888-883-3013

In this video I explain the 4 main steps in real estate investing.

1. Funding your investment is the biggest challenge for newbies.  Many of those want to be investors, usually lack money, credit, and a supportive team.  I explain to they when trying to set up their company to borrow capital for their real estate investment they should always fix their credit first, then look for like minded newbies that want to invest as well.  This way if they have bad credit and money.  You could easily partner up because you have the credit and it becomes a win for the both of you.

2. Now that you have the property you next move is to focus on the repair.  Depending on the history of the home this could be very expensive.  This why I suggest finding good reputable craftsmen to have on your team.  They may be able to save you a few dollars on those repairs.

2. As you complete the home repair process and attempt to sale it, flip it, 1031 exchange it, or just pull the equity out, you have to remember your loosing money.  The easiest way to cut down on loosing money is to find a lender, buyer, or broker while your repairing it to give you their recommendation on what they think is the best strategy for getting your investment back out of it.

4. In conclusion, while that rehab property is in your possession, I would recommend finding a great realtor in the local area to help rent it out manage it for you.  While you look for your next real estate deal.

http://BusinessCreditAmerica.com 1-888-883-3013

2013-11-20

How to find Small Business Loans for Bad Credit http://BusinessCreditAmerica.com

http://BusinessCreditAmerica.com
Are you in bad need of money for your business but you have bad credit.  In this video, I teach you a process to acquiring a loan for your business even with bad credit. I give you the break down on what you need to set the business up properly so that the business qualifies for that loans.

Even more I teach you how to find investors for your business.





How To Get Out Of ChexSystems (check system) http://BusinessCreditAmerica.com

http://www.businesscreditamerica.com/blog/

Have you ever wrote a bad check and now you can not get a checking account? Well, you're now alone.  In this video, I'll show you, how to get a new checking account as well as show you how to contact ChexSystems to remove yourself from their database.









How To Start A Business with No Money? http://BusinessCreditAmerica.com

 http://www.businesscreditamerica.com/

Have you ever wanted to be your own boss, but you did not have the money to start the business?  In this video, I'll share with you some great resources to help you get started in becoming a business owner.

 

How To Save Money On Your Small Business Taxes? http://BusinessCreditAmerica.com

 http://www.businesscreditamerica.com/

Are you a small business owner that hates tax season?  You have to think of how you can reduce your tax bill and walk away with a nice tax return.  In this video I'll share with you a few resources that could save you thousands of dollars in your small business.  

Many small business owners accountants, CPA's, or Attorneys don't share these writes with the majority of their clients.






How to Incorporate and it's 7 benefits? http://BusinessCreditAmerica.com

http://www.businesscreditamerica.com/ 

How does incorporating your small business benefit you?  In this video, I'll share with you 7 of the great benefits of a corporation.  You'll also learn how easy it is to save thousands of dollars in your small business.

2013-10-09

Lexington Law, Could Credit Repair Service Be So Bad? http://BusinessCreditAmerica.com



Choosing a good reputable credit repair company is a challenging task.  I've been in the collection industry for a long time, and seen credit repair come and go.  These companies guarantee to repair your credit and once you become a customer it's hard to have good communications with them.



This lack of direct communication from credit restoration company is one of the biggest issues for clients.  It's seems like they have clients on a waiting list as if they were some type of ill patient.  I truly can not understand what's so hard about have a staff member call you up to discuss your file as long as you're in their program.

Small acts like this is what discredits this niche from have a positive attitude when trying to seek help.  I myself had been one of those desperate clients looking for a reputable credit repair company to help me at one time.  I've talked to other people that have tried other services such as Lexington Law and to only find out their were less professional and less responsive when it comes to communicating with clients about their credit files.

Most of us take the title of the company such as Lexington Law to be meaningful in helping struggling clients.  However, when they join their program, they soon become disappointed with the services. Lexington Law is marketed very well and they have had plenty of success, but many people that I have recommended to other companies were very dissapointed in the service.

People have stated they been in their credit program for over 2 years and had not seen any results but continue to pay their monthly fee.  I've asked, why did they stay so long and their reply was that they thought this company was a law firm and that they assumed they would get better results then any other credit restoration company.

I could understand how the title of the company could be misleading, but customers really need to look beyond the name.  I'm going to share with you a few characteristics you should look for in a credit repair company.
  • The credit repair company should be using 2 sets of laws.  They should be using the FDCPA laws for dealing with the creditors and the FCRA when dealing with the 3 main credit bureaus (Equifax, Experian, and TransUnion.)
  • They should offer you a monthly consultation to bring you upto date on your credit file
  • You should be able to have a skype conference
  • The should be offering you an Escrow service to make payments through
  • They should be recommending to you things that you yourself could do to help rebuild your credit.
A true credit protection company does not offer a cookie cutter approach to restoring a clients credit, because they understand everyone's situation is different.  I hope you find this article to be of some benefit to you.
If you're currently looking for a credit repair service you may want to check out http://GoodCreditUnion.com

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Top Stories

2013-10-08

LegalZoom It's Just A Title. http://BusinessCreditAmerica.com



Many of us feel that any company that has a legal term in the title is a good company to use for our business purposes.  We feel that they will offer us a superb customer service and guidance.  The title of these companies make the average client feel they're getting the best service for the money.
Unfortunately, this is not always the case, especially when you're dealing with business documentation companies like Legal Zoom.  They offers a business registration services for business owners.

However, their service offers the minimum preparation and registration for a business.  They just go online to the secretary state website and register the company as an DBA, LLC, Corporation or S-Corporation.  This is the basics of their business registration and also charge you a yearly fee to be your registered agent.

The problem with Legal Zoom business services is that their customer service representatives don't know the full basis of registering a business.  I've spoken with several of their clients that had been advised wrongly about which business structure they should be using.  These were customers that though this company's title gave them the perception they were dealing with a competent staff when it handling business affairs.

Being in the business service industry for some years now and always educating myself on business setup and registration.  I'll go over a few of the main things a client show be looking for in a business registration company.
  • Does the company offer some kind of do it yourself literature on how to register a business?
  • What are the full cost associated with business registration service?
  • Does the registration service offer the following services to go along with the service, such as registering with 3rd party data bases, social media setup, cataloging, backling and indexing the comapny so creditors could find the company online.
  • How does the company help you build a relationship with Dun and Bradstreet.
  • Do you have to use their Registered Agent.
These are some great qualities of a companies that understands a customers need when it comes to business registration.  Don't get me wrong I'm sure Legal Zooms Staff mean well, but if I were you I'll think twice before allowing them to register your business.

If you want to learn more on how to register your business properly check out http://BusinessCreditAmerica.com


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Top Stories  



2013-10-02

Business Credit America: Stop Collection Calls at Work http://BusinessCredi...

Business Credit America: Stop Collection Calls at Work http://BusinessCredi...: As a veteran bill collector with over 10 years of collection experience, I’ve learned a lot about the FDCPA and FCRA laws.  Because I ...

Stop Collection Calls at Work http://BusinessCreditAmerica.com



As a veteran bill collector with over 10 years of collection experience, I’ve learned a lot about the FDCPA and FCRA laws.  Because I know the laws and many consumers don’t I’m at liberty to violate your rights.  That’s, how most bill collectors think, but I’m going to give you some at vice that you can use to fight back.

I understand it’s embarrassing when a bill collector contacts you at your place of employment or even worst your neighbor and tell them that you have not paid your bills.  We all have had a financial challenge at some point that we just was not able to do anything about.  This does not make us a bad person because we’re not able to pay our bills.  There could been some very valid reason for not being able to pay the bills such as loss of job, illness, loss of support from a spouse, or legal issues.

There are so many valid reasons but unfortunately bill collectors are trained not to listen or feel any sympathy for debtors.  The truth be told, many bill collectors have bad credit and are hiding from other bill collectors.  You talk about a pathetic group of people that want to point out your misfortune.  They, themselves should be embarrassed to call and bereave anyone.

Also I must mention one of our partnering companies purchases credit dept portfolio, so what I’m going to share with you has a lot of validation.

Let’s look at how to properly handle a bill collector.  You’ll need a pen, paper, and a recorder(use the one on your smart phone).  You’re to follow these steps.
First time a bill collector contact you, you’re want to state to them following information.
  • You going to be recording the call to it’s entirety.  You’ll have the conversation transcribe and you’ll be using it for your court records.  If, they agree then you’ll ask them the following questions
  • You need to know what company they represent, the name and direct phone number for the CEO, CFO, and MANGER of the company.
  • You want the state the company is registered in as well a s the collection license number they have to collect in your state.
  • You need a physical address for the company
  • You want their name, their employee number
  • You want them to provide you with the original creditors info
  • you need them to tell you the original amount you owed and the first delinquency date
I know this seem like a lot of info but you need this info for court record purposes.  Doing these necessary steps will not only protect you but also may get them to stop reporting this negative item to your credit.
If, you decide you don’t want to deal with the bill collectors period check out http://GoodCreditUnion.com

2013-10-01

Small Business Financing http://BusinessCreditAmerica.com



If you’re an entrepreneur or veteran in your business, and you’re finding it difficult to borrow money, then you may need to look at the foundation of your business. It’s unfortunate a lot of financial institutions loan officer do not have the knowledge to help you qualify for funding.
As a business owner for over 10 years, I am very familiar with the stress that comes about when you need money either to expand your business or just trying to make payroll. I discover 4 years ago about business credit, and I took all my free time to learn as much as I could about it. Many used this method to acquire funding, because their personal credit was destroyed.

A few things that I learned from studying business credit was that in order to obtain funding you must have a strong business foundation as well as good personal credit. Although, those facts made since, it made me feel discourage and uncomfortable, but as I educated myself more and took action, I felt a sense of relief.

I’ll like to share with you those steps I took to build up the foundation of my business in this outline.

 1st you must pick a favorable lending code. In the business world they call it SIC CODE or NAICS CODE. I made a video explaining these terms on my youtube channel on my website http://BusinessCreditAmerica.com.  Some of the favorable lending codes with be the following niches such as technology, education, retail, wholesale, and telecommunication.

  2nd step to building the foundation of your business is the structure of the business. Banks and Credit Unions are biased to the structure of the business. The majority of business owners are focused on either a S-Corporation or an LLC. However, banks favor C-corporations, because it’s look at as an entity that can vouch for its own credit, built up correctly. Another reason the C-corporation is preferred is because you can raise capital by issuing stock in the company.

 3rd step in building the foundation of your business is the registration of the company online. There are several avenues you need to take when registering your business. You would start with the business credit bureaus. These would be Experian business, Equifax business, Credit.net, and Dun and Bradstreet. Once you’ve register with those, you move on and register with the government systems like, Sam.gov, ORCA, MBA, and SBA. After, you’ve completed those you’ll register with the top search engines like google, bing, yahoo to name a few. The purpose of doing all of this registration, because this acts as a third party verifier. I discuss more of this in my ebook THE INSIDER BANK SECRETS.

 4th step in obtaining business funding is opening up 3 business bank accounts (checking, savings, and expense). By opening these accounts, you are establishing a relationship with the banks as well as building business credit with the credit bureaus. In my ebook I teach you how to make a small budget go a long way when building a good business relationship with the banks.
If you wish to learn more tips and secrets on how to build business credit to obtain funding join our community and forum at http://BusinessCreditAmerica.com.

2013-09-20

7 Success Tips for Women Entrepreneurs and Business Owners http://BusinessCreditAmerica.com



http://BusinessCreditAmerica.com 1-800-652-7157 Learn the 7 Success Tips for Women Entrepreneurs and Business Owners.

In this video Houston goes over 7 success tips to help women business owners be successful in business.  These 7 basics will help the foundation of the business.

Here a the 7 steps to a success business for women entrepreneurs
1. Create a business around your passion instead of starting a business that's profitable for someone else so you try to create competition.  If you turn your passion into a business then you'll have fewer set backs as well as less stress.  I learned that following your passion is more rewarding then money, because doing something you enjoying doing with out the competition.  One way to find out your passion is to write down what your good at or what really inspires you and see how you can turn that into a profitable business.

2. Repair your personal credit.  In these challenging times one thing stands true is good credit.  The reason you want to fix your personal credit as a business owner that may have a family owned business is that you don't have to worry about outside investors. 

Many business owners had resorted to business credit and they ignored their personal credit.  However, with this past economy melt down and all the new financial regulations,  banks are requiring a personal guarantor.  Aa a business owner it looks very bad when no family member has strong enough credit to qualify for a loan so you can expand the business. 

That's why I encourage women and men entrepreneurs and business owners to fix their credit.

3. When naming your business be sure to include the type of product or service in the business.  I, myself have made this mistake, because you do not want a financial institution trying to figure out what type of business that you're running. 

Understand you could name the business but they also need to know right away what is it you offer.  I.E. Sam consulting is not as clear as Sam's Mortgage consulting, or Sam Electronics.  These examples show lenders what type os industry you're in without them guessing.

4.  Join entrepreneur and business groups and forums.  When you join groups that focus on your industry you'll have a higher rate of success.  Many business owners use facebook to connect with others and it's a great business resource.  If you sign into facebook and type into the search menu women entrepreneurs, if you look to the left and click on groups you can choose the groups that you want to join.  Their are alot of women business  groups that will support you in your business.

I also joined black business women online they have a very good supportive business network as well.  They are no bias ast o gender or ethnicity, but have a lot of resources people that could help your business.

You may also want to find a mastermind group to help you develop your business.  In the business credit america forum you'll find this resource available to you as a member. Also in the forum you'll have access to bi-weekly and monthly webinars to help you grow your business as well as monthly business news letters.

5.  You may want to consider partnering up with someone that has the same business interest as you if they hsave the financial resources to help you grow your business.  One would consider this method if they don't have strong credit or working with limited financial resources, but they know that the business is profitable.

6. Joining your local chamber of commerce to help you grow your business in your community.  The chamber is a great resource, because you get to meet and work with people that have been in the community and have a great relationship in the community.

7. SBA 9small business administration) has great resources for women as well.  They have a women business ownership program that teaches you how to get access to business loans.  I don't agree with how they collateralize all your assets to get a loan, but they do offer great info for a business owner or entrepreneur. 

Please check out the website http://Business Credit America.

5 Bad Credit Financing Sources http://BusinessCreditAmerica.com


 http://BusinessCreditAmerica.com 5 Bad Credit Financing Sources. goo.gl/ycLkHf 1. Merchant cash advances- these are loans that are done off of future credit card receipts. It you have an merchant account with flagship merchant, square-up, paypal, or intuit, just to name a few. You can attempt to get a loan without them looking at your personal credit. Although, I still feel you should focus on fixing your personal credit. 2. Forming a partnership with some that has access to cash or credit is another good resource. As long as, they have an clear understanding of what portion of the business they would own. This is why Business Credit America encourages entrepreneurs and business owners to setup C-corporations so you can just issue stocks instead of making people partnerships. 3. Micro-loans- are made by non-profit organizations, such as Accion (http://www.accionusa.org), which will grant small loans (up to $50,000) designed to help startups owned by women and minorities, as well as companies that are established in economic empowerment zones. Loans are also available through the Small Business Administration's (SBA) Microloan Program, which lends funds through non-profit community-based intermediary lenders. Microloans are a great option for businesses with bad credit or no credit histories because their credit requirements are typically more lenient. goo.gl/ycLkHf 4. Crowd funding- is a resource of private investors that are looking for business to invest in for a higher return on their money. When the banks experienced that financial melt down, they stop lending money to business owners. Many of their investors were not getting good returns on bank cd's, money market accounts, or annuities, so these investors started to lend money to small businesses in return for a better interest rate of return. They don't focus on the personal credit. These investors are looking at the profitability of the business is how they determine who they will invest their money with. 5. IRA'S- A lot of people that are still employed or may have access to their retirement plans, may want to consider borrowing from it. The term is called ROB- roll over business. We will discuss how to use the IRA's without being penalized early in the forums. goo.gl/ycLkHf

2013-08-27

2013 What's Business Credit Funding? 1-800-652-7157 http://GoodCreditUnion.com

http://GoodCreditUnion.com 1-800-652-7157 What's Business Credit Funding?



Many entrepreneurs and business owners do not know think about what a company is saying when they claim they can get you business credit funding.  

When you hear that phrase you're thinking they are going to help you acquire cash funding such as credit cards and business loans.  However they are talking about helping you acquire vendor credit department store credit like grainger, seton, uline, staples, homedepot, office depot. and office max.

Now they may fulfill their obligation to contract but in reality that type of credit will not help your business, unless your in construction or consulting type of business.

Learn, how to build your business credit with out using net30 accounts.  http://BusinessCreditAmerica.com

2013-05-17

2013 Why Should I Fix My Credit? http://GoodCreditUnion.com 1-800-652-7157

http://GoodCreditUnion.com 1-800-652-7157 In this video Houston with th GCU Group, Inc. explain why many people should fix their credit instead of getting a CPN or SCN.

1st you no longer have to find a co-signer to help you get an apartment, car, or student loan.  I understand this is embarrassing for many adults with bad credit.

2nd If you have good credit you could add a child or family on you credit cards as authorize users and they could inherit your credit.  This is one of the best gifts you can give someone if you're not rich or wealthy.  Your 18 year old could inherit your credit and you will not have to co-sign for them an  apartment, car loan, or student loan.

3rd You could buy real estate in which you could not do with a CPN or SCN.   Many people want to get into real estate investing but they must understand that having good credit will make it easier to purchase that property.

4th When you fix your credit you don't have to show as much paperwork to get funding.  With a CPN or SCN creditors want to see the id or drivers license to go along with the file.  Creditors are asking for social security cards for that SCN or CPN, they are also asking for employment verification.  This is alot of personal information they are requiring now for an SCN or CPN.

5TH It's much more easier to get funding when you have good credit to do you investments, succh as buying a car from the auction instead of having to finance it from a car dealer.

This is Houston with Good Credit Union.  You can call me at !-800-652-7157 or email me Houston@goodcreditunion.com or Alex @goodcreditunion.com

Business Credit America: 2013 Why do I need a CPA for my business? 1-800-65...

Business Credit America: 2013 Why do I need a CPA for my business? 1-800-65...: Http://GoodCreditUnion.com 1-800-652-7157 In this video, I explain the new departments the that Good Credit Union have opened up to it's...

2013 Why do I need a CPA for my business? 1-800-652-7157 http://GoodCreditUnion.com

Http://GoodCreditUnion.com 1-800-652-7157 In this video, I explain the new departments the that Good Credit Union have opened up to it's clients.

Good Credit Union has added a Tax elimination dept. with a CPA and IRS Registered agents. As many of us understand that a CPA is the blood line of the business. Understanding having access to a CPA is one of the best resources a growing company needs to be profitable. 

Our CPA works right along side of our IRS Registered Tax Agents to make sure your company financial documents and taxes are looking good to financial institutions.

GCU Group also offers employment verification for people that work off of 1099 and need regular pay stubs created. This is great for someone that trying to purchase a vehicle or get into an apartment.

Check out our other services
http://BusinessCreditAmerica.com 1-800-652-7157

2013-03-08

30 Day New Credit File Approved for Car Loan and Credit Card http://GoodCreditUnion.com

http://GoodCreditUnion 1-800-652-7157 30 Day New Credit File Approved for Car Loan and Credit Card. http://youtu.be/-DxeMjRLsZM
This is not a cpn or scn this is someone's actual social security number that had no credit on the file. Good Credit Union added 3 authorize users to his credit file and his fico score jumped up to the high 750's.  He was able to obtain a car loan and a new capital one credit card with a $3k credit limit.

2013-02-24

2013 Why My Business Failed? http://www.businesscreditamerica.com/ 1-800-652-7157

http://www.businesscreditamerica.com/ 1-800-652-7157 In this video, I explain, why many businesses fail.

Many people imagine having a business already exstablished just like a full grown plant. However, they don't full understand that they must do the following steps in order to see it grow to its full maturity. Lets look at how you grow a plant. You pour the dirt, plant the seed, your water it often so it won't die. So basically you have to take time to nourish the business just like a plant.

There are specific reasons a businesses fail. It starts with money. Most people will borrow from their retirement plan or 401k, they borrow from their friends, family and relatives, the borrow from their saving and credit card.

Now they've dumped all this money into a business that sells tangible products. When they need money to restock they have no one to fund their business. Another reason many businesses fail is because of the market they are trying to cater to may not be responding to their product. For instance you can not stick a Louis Vuitton store in the hood, because people making between 25k to 35k don't have the means to buy 1k purses.

Another reason many businesses fail is because of their product. Most people sell a product because of the trend and it's making money now. However if you learn to do what you love and make that a product then you'll have less competition. Especially if you further your education on that product. Stop doing thing because it's trendy and making money now educatte your self on what it is you love to do and you'll always make money in your market.

I get calls from a lot of people that want to get into real estate however they know very little about real estate investing. They have very little knowledge about buying a property and what is it going to take to get that property back on the mark to get a good rate of return. Now with wall street buying residentual real estate from the banks for pennies on the dollar it better to focus on buying commercial real estate.. You get about 5 or 6 partners together and buy a strip mall and rent it out to people that are starting new business.

I hope this video was informative to someone, thank you.

Check out our other great services.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://GoodCreditUnion.com 1-800-652-7157

2013-02-14

2013 Credit Repair Update http://www.goodcreditunion.com/ 1-800-652-7157

http://www.goodcreditunion.com/ 1-800-652-7157 This is a clients file that allowed us to use it as a testimonial video.  This is not a cpn file.  This individual only had a childsupport case showing on his credit.  We added 5 Authorize User to his account to get him in the 700's due to the fact we had applied for several credit cards and a loan.  This individual was approved for a Amex card, a $5k discover card and a $4100.00 citi card.


Check our our other great services.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

2013-02-03

2013 Stop Buying Net30's and Business Credit Services http://BusinessCreditAmerica.com

http://BusinessCreditAmerica.com 1-800-652-7157 Stop buying net30's and business credit services if you have bad credit.  hen you try to build up your business credit by purchasing net30's, trade lines, having corporate financials and taxes prepared as well as add ucc's to the company, you still are not guaranteed to get the funing you need to help your business.

Most banks and other lending instituions are insisting you do a personal guarantee or have enough assets to cover the loan.  Many of us, unfortunately don't have assets to cover the loan, however we can fix our personal credit to sign off for the loan. 

Good credit Union helps people all the time to fix their personal credit and help them obtain loans upto $50k in cash funding under their personal credit.  Business Credit America builds the client a 3 to 5 year old shelf corp and pair it up with their personal credit to get them up to $100k in cash funding.

I understand many of us have been taught it's not necessary to use your personal credit to get funding under the business, however due to new rules and regulations with the financial institutions things have changed.  I try to encourage people to fix their personal credit first because they will be able to have access to many other opportunities.  They can buy a car with no money down, pay lower interest rates on loans for mortgages, and personal loans.

This Tax season fix your personal credit first and you'll have access to money all year long.

Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://GoodCreditUnion.com 1-800-652-7157

2013-01-29

2013 CPN FILE REVIEW http://GoodCreditUnion.com 1-800-652-7157

http://GoodCreditUnion.com 1-800-652-7157 In this video, I show a new CPN file. This client has a 2 Au's and 1 Primary which had give him high 700's across the board.  Once he had access to his file he went and opened up a checking accont with WellsFargo and Navy Federal. He had success in that, however he applied for a loan and was turned down.  The reason he was turned down is because he did not hhave enough primaries on the credit file,

We instruct all clients not to apply for any loans especially government loans because the file is not strong enough.   When you jump the gun like this guy you could cause problems for yourself.

DO NOT EVER, EVER, EVER APPLY FOR ANY TYPE OF GOVERNMENT LOANS WITH YOUR CPN.  YOU CAN GET YOURSELF INTO ALOT OF TROUBLE.

DO NOT USE AN ADDRESS YOU LIVED AT BEFORE OR HAD MAIL SEND TO IN THE PAST, YOU CAN CROSS UP YOUR FILE.

DO NOT HAVE MULTIPLE NAMES BECAUSE THE CREDIT BUREAUS WILL GIVE YOU A DELAY ON YOUR FILE.

THE ONLY USE FOR YOUR CPN IS TO GET CREDIT FROM NON GOVERNMENT LENDING INSTITUTIONS, THAT MEANS NO MORTGAGES.

You can have a lot of success with a cpn if you have the right people around you.  We encourages you to clean up your personal credit first before you get a CPN.

CHECK OUT OUR OTHER GREAT SERVICES.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

2013-01-27

2013 Win Round Trip to Vegas and $1000.00 Just become the Top Affiliate. http://GoodCreditUnion.com

http://GoodCreditUnion.com 1-800-652-7157 Win a round trip to Las Vegas and $1000.00 to Hangout with the GCU GROUP. We running a contest to see how many people we can help and we want to reward you with the opportunity to come have fun with us.

Here's are the rules.
1. You must purchase the services your self. The reason is, how can you tell someone about a product if you never tried it.
2. You need to market the product.  That means you make video, Tweet about it Facebook it. What ever it take to let people know about Good Credit Union.

Remember even if you don't be the Top Affiliate thru out the year.  You still make a lot of money with us and you still can come hang out with us, at your own expense of course.

LET'S MAKE SOME MONEY, CHANGE SOME LIVES AND HAVE SOME FUN.

 Check out our other Great Services.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

2013-01-26

2013 Authorize User Still Work and Get your CPN/SCN SCANNED http://GoodCreditUnion.com

http://GoodCreditUnion.com 1-800-652-7157 Authorize Users(AU) used for credit score booster still works.  Piggy backing someones whole credit file is what's challenging these days. 
Most of us don't realize how hard the financial industry was hit with all these regulations.  Because of that credit bureaus have made it challenging for people to repair their credit.  Yes, you still can use AU's to boost the credit score.  The piggy backing a whole credit file is the challenging part.

Let's talk about credit profile numbers(cpn) and secondary credit numbers(scn), as I stated in another video these 2 numbers are legal numbers.  However, you must make sure whom ever you retrieve these numbers from that they are not giving you an already existing number. such as a baby's ssn, an inmate or an deceased person

http://BusinessCreditAmerica.com 1-800-652-7157

2013-01-15

[2013] $10K Shelf Corps with Store Front Addresses http://BusinessCreditAmerica.com 1-800-652-7157

http://BusinessCreditAmerica.com Business credit America will soon be offering shelf corporations with store front addresses and commercial phone numbers.  This program is designed to help clients that want a shelf corp but do not have an commercial address to go along with the shelf.  Also, it gives the client a way to generate an income to pay back the loans they take out under the business and their personal credit.

Once the client shelf corp is completed and then they will have the opportunity to partner with the GCU GROUP, INC. and they be able to generate a income from $300.00 up to $900.00 a month GUARANTEED.  The client will also make money by referring customers to us as well.  Our referral fee pay out is on the business credit and the personal credit, so that give the client 3 different ways to make money with GCU GROUP INC.




Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

We only ask that only motivated and serious clients inquire about this program.  We do everything by contract.

http://GoodCreditUnion.com 1-800-652-7157

2013-01-09

2013 Financing Program For Personal Credit Repair. http://www.goodcreditunion.com/

http://www.goodcreditunion.com/ Good Credit Union has a new financing program to help you pay to get your personal credit repaired. You pay 1/3 down up front and we financed the rest.

Once your personal credit is repaired you pay the remaining balance. It usually takes 45 to 60 days to repair a tipical file. We remove bankruptcies, private student loans, car repossessions, judgements, liens (other than tax liens), short sales, late pays, inquiries, charege offs, and check systems.

There no reason you should be walking around with bad credit. With good credit you pay less money and lower interest rates on a car loan, mortgage, private loans.

If we're willing to invest in you, why not take advantage of a great opportunity to have perfect again.

As you are aware that Business Credit America no longer charges upfront fees to help you build your business. We only charge you when we get you the funding for your business.

Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.businesscreditamerica.com/index.html 1-800-652-7157

2013-01-07

Can Improving Your Credit Help Your Dating Life http://www.goodcreditunion.com/

Every adult in America understands, how important a good credit score could be to your financial life.  We know that good credit means you're getting the best rates on loans when it comes to mortgages, cars, credit cards and personal loans.

Now, your dating life could be impacted by your credit.  Could you even imagine going on a date and someone ask you, how's your credit?  Most of us think this may be a little to personal for a first date, but for some of us, this is a fair question.

Let's think about how the lenders take a look at you financially.  When lenders see you have strong credit, they see you as a responsible person, someone that won't run out on your obligations.  That's the way your date would like to see you as well.  You're date feels that if you have strong credit, your a responsible person that takes care of their obligation and is willing to do what's necessary to make sure things stay on the right track.

Besides, there are way to  many resources to help you repair damaged credit so you can have good credit.  Also, we know how hard things are when you don't have great credit.

So the next time you're out on a date that's going well and your date ask, how's your credit?  You can say excellent,  just like this date.

Check out our site if your looking for Excellent Credit. http://www.goodcreditunion.com/ 1-800-652-7157

2013-01-04

2013 Tax Tips and Secrets of the Rich http://www.goodcreditunion.com/ 1-800-652-7157

http://www.goodcreditunion.com/ 1-800-652-7157 Good Credit Union shares a tax tip and secret of the rich on why you should not buy a car with your taxes.  Use your tax return to get your personal credit fixed within 45 days then go and buy that brand new car with no money out of your pocket plus you get the lowest interest rate.  Once you have your personal credit fix then you go apply for a mortgage so you can move out of that apartment that you're probably paying 1000.00 to 1200.00 and month.  With good credit you can get a low mortgage rate and you'll pay less for it then when you were renting maybe like 900.00 a month which could save you up to 300.00 a month.  Don't buy anymore used cars get the car you want with your strong personal credit.

Check out our other services we offer.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.businesscreditamerica.com/ 1-800-652-7157

2013-01-03

2013 No Upfront Fees for Business Credit Approval Services http://www.businesscreditamerica.com/

http://www.businesscreditamerica.com/ 1-800-652-7157 Business Credit America announces no upfront fees for Business Credit Services. We charge you 15% once the business if funded. In order for a client to get access to these privilages they have to have a 700 fico score with all three credit bureaus (Experian,Equifax,Transunion). If you do not have a strong personal credit score then you setup a consultation with Good credit union first and they build your personal credit, whether it be removal of foreclosures, bankruptcy's, chargeoff's, private student loans, car repossessions, judgements, or inquiries. They offer 100% money back guarantee.

Check out some of the other services they currently offer.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.goodcreditunion.com/ 1-800-652-7157

2013-01-02

2013 Personal Credit Repair to get 50k in Cash Funding http://www.goodcreditunion.com/

http://www.goodcreditunion.com/ Good Credit Union offers Credit Repair Services to help you Get the best deal on a new mortgage, car loan, personal loan, or refinancing. GCU Group, Inc. also offers alternatives to Personal Credit.  You can have a CPN- if your worried about identity theft.  Many doctors, attorneys, dentist, celebrities, pro athletes use cpn's for identity theft and when they maximize their personal credit.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal

Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.businesscreditamerica.com/ 1-800-652-7157