2012-05-23

Facebook IPO was a dud, Here's Why.

Ok here's my thoughts on why so many big corporations fail on Facebook advertisement. 1.  Most people are accessing FACEBOOK though their mobile phones.  What that means is that since they use more mobile units that regular online devices they will more than likely so your advertisement.  2.  Big Corporations have been branded as the bad guy,  So that means,  people are associating them with the mortgage crisis, major job loss and a bad economy.  Basically, Big Corporation are not doing enough to gain the respect and loyalty of it's FACEBOOKB users.  3.  FACEBOOK is a social networking site.  what that means Big Corporations don't no how to be social.  Big Corporations don't say congratulation to people when they have a great accomplishment like a graduation, starting their first business, or even when some one loses a love one. 4.  Big Corporations are not offering to the solutions that most people are having such as how their profits could help develop small business get off the ground.  Basically Big Corporations continue to treat FACEBOOK users like ATM's and not human beings.  That's not FACEBOOK problem, that's Big Corporations problem.  Can FACEBOOK help them connect with more customers, Yes, but until Big Corporations have learn to treat potential customers like FACEBOOK friends instead of ATM's they will continue to struggle with social media.  Here's a  bonus thought, more people are starting to leave Google and Facebook advertise  for Pinterest, because it's FREE, at least for Now.  That saves Big Corporations millions of Dollars.  GM was a very good example of this.  FACEBOOK, PLATFORM IS BUILT ON PEOPLE BEING SOCIAL AND OFFERING SOLUTIONS TO  PROBLEMS.  THAT'S WHY MLM'S AND NETWORK MARKETING HAVE SUCH GREAT SUCCESS.  THEY ARE OFFERING, HOPE AND SOLUTIONS TO PEOPLE BEING LAIDED OFF, SICK, FAMILY ISSUES.  THEY CREATE PRODUCTS AROUND THESE ISSUES THAT AFFECT PEOPLE DIRECTLY.  ENOUGH OF MY YAPPING, BUT THOSE ARE MY THOUGHTS.


2012-05-16

How To Report Your Rent Payment To Build Up Your Personal Credit?

Experian provides renters with an opportunity to build credit history through new collaboration with ClearNow®

Renters of any size or type of residential property can now work with their landlords and ClearNow to report their rental payments to Experian RentBureau 

 

COSTA MESA, Calif., May 16, 2012 /PRNewswire via COMTEX/ -- Experian®, the leading global information services company, today announced that it has extended its capability to accept rental payment data from individual landlords and property managers through its new collaboration with ClearNow®. ClearNow offers a low-cost and easy solution for collecting and making payments electronically and automatically. Experian, through its RentBureau® business, currently receives rental payment data from more than 3,000 apartment communities, most of which are managed by large property management companies. Whether a renter lives in a large apartment complex or rents from a landlord that only manages one property, Experian now will provide an opportunity for all renters to build credit history through rental payments.
"We're thrilled to offer a simple way for many responsible Americans to get the credit they deserve by making their rental payments as agreed," said Steven Wagner, president, Experian Consumer Information Services. "In the past year, we have led the industry in helping renters build credit history, and with the latest collaboration with ClearNow, we are achieving another major milestone."
ClearNow allows landlords and property managers to electronically collect rent from their tenants via an automatic bank account debit. This relationship will allow renters to enjoy the convenience of automating their rent payment, which can help avoid late payments, and opt in to reporting their rent payment history to Experian RentBureau. Experian currently includes rental payments on its credit reports which helps many responsible renters build credit history.
RentBureau is the largest and most widely used credit reporting agency for the multifamily industry. RentBureau's database receives rental payment histories every 24 hours from property management companies and currently includes more than 9 million residents nationwide. Data contributors report their rental data to RentBureau directly and automatically. Property management companies utilize this data to screen new rental applicants' payment history as part of their existing resident screening services.
To learn more about Experian RentBureau, please visit www.rentbureau.com .
For renters interested in building credit history through rental payments, please visit www.experian.com/buildcredithistory

How to beat a Red Light Camera Ticket? Red Light Camera Ticket? You Can Fight It!!!

 Red Light Camera Ticket? You Can Fight It!!!

 Wow, have you ever run a red light and then see that red light camera flash bulb go off?  Then, just as expected, that nasty ticket came in the mail?  You knew you were a goner, right?  Well, maybe not! A California Appeals Court recently came down with a decision in The People v. Tarek Khaled which rendered the photographs inadmissible as hearsay and, on that basis, overturned a the conviction for running a red light based on the red light photo!

The ruling, in part, reads as follows: "To be more specific, the photographs contain hearsay evidence concerning the matters depicted in the photographs including the date, time, and other information."  Here are some relevant bullet points:
  • Person who entered relevant info into camera-computer system did not testify
  • Person who entered that information was not subject to cross-examination
  • Person(s) who maintain the system did not testify
  • No one with personal knowledge testified about how often system is maintained or how often date and time are verified or corrected
  • Custodian of records for company that contracts with city to maintain, monitor, store, and disperse the photographs did not testify
  • Person with direct knowledge of workings of the camera did not testify
  • The person who did testify, Santa Ana Police Officer Alan Berg, had attended a training session in the distant past about the overall workings of the system.  He could not testify about specific procedure for programming and storage of system information
Bottom line: All is not lost!!!  Hire yourself an attorney experienced in red light camera tickets.
Here are some interesting and useful red light camera links:
Photo Enforced Camera Database: Intersections, Locations and Fines throughout U.S.
Los Angeles Police Department Photo Red Light FAQ's
Fighting Red Light Camera Tickets: HighwayRobbery.net
National Motorists Association: All Kinds of Interesting Links about Red Light Cameras
My Past Traffic Ticket Postings: Some very interesting articles
Hey, I'm not advocating that you run red lights.  Obviously it's always safety first. 

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2012-05-03

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2012-05-02

Business Credit Secret Tip #5 1-888-821-6408x2

When you apply for business credit and you're denied, you should wait 45 days then reapply because you information is normally out of the system.  Learn More Earn More @

2012-05-01

Business Credit Secret Tip #4 1-888-821-6408x2

If you have to use your home address as your corporate address, make you register the business with your local Chamber of Commerce or Better Business Bureau.  Learn more Earn More @ http://businesscreditamerica.com,

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Businesses fail because of lack of information.  Plant the Tree of Knowledge.  Grow the Tree of Cash. Learn More Earn More @ http://businesscreditamerica.com,