2014-10-06

5 FREE Websites to See Your Credit Without A Credit Card! http://BusinessCreditAmerica.com 888-883-3013

http://www.businesscreditamerica.com/  

If You wish to see your credit report without using a credit card, here are 5 Free

 As, I dig deeper into learning how to properly run my business, one thing keeps popping UP. "YOU HAVE TO HAVE GOOD CREDIT IF YOU WANT LENDERS TO WORK WITH YOU." Some banks will accept a 620 credit score but many want at least a 680 fico score. Although, you're focused on the business, you still need to personal guarantee the funding if you don't have any assets to use as collateral. In my Ebook Insiders Bank secrets, I discuss this problem and some alternatives. Moving forward. understand that having bad credit makes it more challenging to get a credit card so you can pay to see your credit report. I decided to look around, and I found 5 credit companies that you can pull your credit from for FREE without using a credit card I hope this helps some of you.

Learn How To Build Your Business! 

2014-09-23

Business Mistakes! http://www.businesscreditamerica.com/ 1-888-883-3013

https://www.facebook.com/businesscreditamerica

BIGGEST MISTAKE I MADE IN MY BUSINESS- I started my business with the notion, that if, I could lose enough money in my business it would offset my personal taxes. Although, it did help, I still lost money. You see, the thought of owning your own business, is about creating something profitable to take care of you and your love ones. Also, having something to pass on to that next generation that they can build off of because I don’t know of anyone who ever inherited a job.
Moving forward, I revaluated, why I was losing money in business. I realize that it was foolish of me to start a business just to lose money for tax purposes. I begin to learn, how setting up a business and managing it the right way, it would actually become profitable and lower my taxes.

2014-09-22

Lower your business taxes in one step! http://www.businesscreditamerica.com/ 1-888-883-3013

http://www.businesscreditamerica.com/business-education

As business owners, we tend to become uncomfortable when talking about business taxes. A lot of us will try to avoid it all together. However, this is a key component to helping you acquire funding if your trying to grow your business, In my book, "The Insider Bank Secrets" I teach people how to reduce their business taxes doing this one simple strategy. Many small business owners don't realize they are over paying their taxes.


2014-09-05

Business Loans Financing! http://www.businesscreditamerica.com/ 1-888-883-3013

http://www.businesscreditamerica.com/

Trying to find away to fund your business? Here's 10 ideas that may give you some hope.



1.  Personal Financing- Save up to fund your own business
2. Personal Credit Lines- Borrow from credit cards
3. Family and friends- Offer them stock in the business for their investment
4. Peer-to-peer lending- Raise funding from people that support your idea
5. Crowdfunding- Borrow money in small of amounts from people in your niche
6. Microloans- Borrow from private companies and non-profits that offer small loans, up to $35,000
7. Vendor financing- Receive inventory from many manufacturers and distributors upfront and defer your payment for 30, 60, or 90 days.
8. Purchase order financing- PO financing companies will often advance the required funds directly to the supplier, allowing the transaction to complete and profit to flow to the startup.
9. Factoring accounts receivables- Provide cash on your sales immediately, rather than waiting for 30 to 60 days or longer for payment.

10. IRA financing- Investment Retirement Account funds and 401(k)s are arguably the single most accessible alternative funding source available today for startups.

.http://www.businesscreditamerica.com/

2014-08-14

Bad Credit Business Loans and Poor Credit Personal Loan http://www.businesscreditamerica.com/


http://www.businesscreditamerica.com/

http://www.businesscreditamerica.com/- 1-888-883-3013

Do you feel like lenders and investors are singling you out because you have bad credit.  They're either turning you down for a business loan or charging you ridiculous amounts of interest on the little money they're willing to lend you.

I know those challenges of trying to borrow money for a business when you have bad credit.  Those lenders sure could make you feel like a failure and disgraceful, all because you made a poor business decision.  

Would you like to know a secret I've used to getting a business loan when my credit was bad.  I formed a new C-corporation and pick a SIC/ NAICS CODE that I knew lenders would feel comfortable lending to.  Then, I found a close campanion with decent credit score 680+ and offered them a small percentage of my business if they would guarantee the business loan until I got my credit fixed.  That saved my business and my families future.

Here's the steps I used and you are welcome to use them and share them.



1. Pick a Favorable SIC/NAICS CODE.
2. Add the description of the business into the business name.
3. Use a C-corp. structure because most lenders and investors prefer this structure.
4. Have a strong 680+ credit score to use as a personal guarantor
5. Have a Strong Business Credit Rating
6. Have a Paydex Score of 80+
7. Have a good Business Bank Rating.


If this helps you check out my website to get more great tips on business loans. http://www.businesscreditamerica.com/